Robert J. Richey
FROM HERE
to
RETIREMENT WEALTH
Retirement advice is like desert sand. Easy to find, but difficult to swallow. This book is based on the author's life-long pursuit of financial independence.There are no second chances for a successful retirement, but there is no minimum age for participation. Don't delay. Begin your journey today.
What You Will Learn From The Book
Wimpy, the infamous friend of Popeye, was noted for requesting a hamburger today, while promising payment next Tuesday. Likewise, the human brain excels at attaining short term goals, but falls short when pursuing plans spanning decades into the future.For most Americans, procrastination cripples development of retirement wealth. The rare teenager who invests summer job earnings can expect a lifetime of financial success. However, the majority of Americans defer retirement planning, until it can no longer be ignored. The longer the delay, the higher the risk of failure, creating a potential calamity for the last third of your life.The primary premise of this book suggests anyone can achieve wealth through simple concepts. Yes, it requires planning and discipline, but once mastered, you cruise to the finish line.
Here is a partial list of helpful items:
Determine your current status.
Discover the power of budgeting.
How much will you need?
Implement strategies.
Understand investment basics.
Decide whether or not to seek professional advice.
Chapters
Chapter 1 - A Snapshot of You
Learn a bit about yourself and where you fit into the overall population. As you probably know, statistics can be misleading. Using basic terminology, this chapter shows how to research and understand the various data presented in magazines, newspapers, and other media.Chapter 2 - The Devil is Evil, but Money?
A fresh perspective on the characteristics of money and the Toll Road of Life.Chapter 4 - Summon Your Inner Analyst
How to sharpen your analytical skills and develop some logical chops.Chapter 5 - The Budget Briar Patch
BUDGETING!!! The chapter everyone yearns to skip, but the better you budget, the easier the job of accumulating meaningful piles of cash.Chapter 6 - How Much Will I Need?
The question of how much money you need for retirement has a vast number of opinions in the world of finance. Actually, it's not that much of a riddle.Chapter 8 - College 101
Learn a different perspective on college finance. It might be the most important chapter for worried parents.Chapter 10 - Advice About Advice
Lions and tigers and bears. Oh My! Thousands of financial experts stand ready to take your money help with your financial plan. This chapter delves into the topic of financial advice.Other Chapters - Many other chapters will assist in the basics of investing, strategies, and the transition to the good life of retirement.
About The Author
Robert J. Richey
Following a successful career in Information Technology, the author retired at age 58. At age 75, he decided to write a book documenting his real world experience and practical advice. The result, From Here to Retirement Wealth, is not the typical, canned advice from those who have not yet experienced retirement.Currently, the author is enjoying the fruits of his labor, with a well financed retirement, moving toward his 25th year of the good life.
Before You Go!!!
Of those that reach this point, 90% will decide to procrastinate, and defer planning for retirement to some undetermined future date. The only person that gives a whit about your future is YOU!!!